Did you know over 40% of people receiving long-term care services are under the age of 65? This is one of the reasons why long-term care insurance has become a frequently requested employee benefit. Employer-based long-term care insurance is an essential part of a comprehensive benefits package.
Long-term care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age.
Rising life expectancy means that the potential need for "long-term care" grows with every passing year of your life. The likelihood is that you or a member of your family will need long-term assistance due to a prolonged illness, a disability, or general deterioration of your health and ability to perform routine daily activities.
Most long-term care expenses are not covered by Social Security or Medicare, Medicare Supplement ("Medigap"), or private health insurance. Medicaid pays for nearly half of all nursing home care, but you must meet federal poverty guidelines and may have to spend down most of your assets on health care.
Rocky Mountain Insurance offers free, comparative quotes on Group Long-Term Care (LTC) Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.
Jon & Dia Fuller
Meet Your Health Experts, Jon & Dia
Rocky Mountain Insurance was founded in 2017 by veteran experienced independent agents and brokers who wanted to form an organization that is peerless in providing outstanding products with higher quality service. We believe in independence and the freedom that comes with choices when you need insurance. We simplify the shopping, comparing, and enrolling process of all types of insurance plans.
We feel that our clients are better taken care of when they work with us because we are an independent firm that prides ourselves on excellence! We work for YOU not the insurance company! Our job is to find the best products that fit your specific needs and budget. That is why we work with over 80 different top-rated insurance companies. Our licensed and certified insurance advisors enjoy helping our clients and do their work with a smile!
See What Our Clients Say
Charles Mullins
Explained Options
“ Jon Fuller took a long time with me explaining multiple options for Medicare Advantage plans, looking up my prescriptions, my doctors and noting how to make the costs lower but still covering the most Benefits. “
Jazmine Beeny
Highly Recommend
“ Every year they review my car insurance and health insurance to make sure I always get the best price!!! I highly recommend using Rocky Mountain Insurance for all of your insurance needs!! “
Brandon Anderson
Always Transparent
“ Jon Fuller and his team were always transparent, quick to respond and strove to understand the nature of our business and our needs. Highly recommended!!!!!!!!!!! “
Jamee Gaston
Saved Money
“ Saved our family a lot of money on our home and auto insurance! “
Ryan Workman
Great Insurance
“ Great insurance! If you want insurance done right this is the place! “
Jeff Gaston
Best Insurance Company
“ Best insurance company in the state! “
Jojo Beeny
Saved Me Money
“It was great working with them!! Saved me a lot of money!“
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An Independent Advantage
We are Independent Agents in Bluffdale, Utah, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Rocky Mountain Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
